3 ways Kia finance options can work for your budget

Nov 7, 2016

Ready for a new ride, but aren’t sure your budget is ready? Visit your local Wichita Kia dealership and let our Kia finance staff all the different ways we can fit a new vehicle into your financial plans without blowing your budget.

Let our highly skilled finance staff work to find you the best available loan rate in the region!

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You have several Kia finance options designed to suit a variety of lifestyles and budgets.

Here are three options to consider when making a new car decision:

Finance

Perhaps the most traditional route to getting a new car these days is buying it with the assistance of an auto loan from a major lender. Get started by using our free car payment calculator to determine a budget based on the monthly payment that’s right for you. Then just stop by and talk with our Kia Finance Department to nail down financing for the car you want.

The advantage of going through Midwest Kia to secure financing is that we have access to a variety of financing channels so that we can get you the very best payment terms.

Lease

When you choose to lease a vehicle at our Wichita Kia dealer, you typically have to put less money down upfront. Monthly payments are also typically less than buying a car. The reason for this is that you’re not buying a car, you’re paying for the portion of its total value that you’ll be using. In other words, if you lease a new Kia for two years, you’ll be paying an amount equal to the estimated depreciation value of the car over that two year period. You get a brand new car to drive while not having to put up the full amount of a new car.

A lease is a good option for people who do not typically keep their vehicle for more than a few years, but long-distance drivers may prefer buying a car because lease terms are based on average driving behavior.

Certified Pre-Owned

One major advantage of buying or leasing a brand new car is the warranty that comes with it. When you buy a Certified Pre-Owned Kia, you get a factory warranty because these cars have been inspected inside and out. Kia and Midwest Kia sell these Certified Pre-Owned Kia cars and SUVs with the confidence that they will serve you and your family for many years.

Choosing a Certified Pre-Owned Kia means you can take advantage of lower price and still get the factory warranty that will shield you from unexpected repair costs.

So consider your options, use the car payment calculator, and then head down to Midwest Kia in Wichita to test drive a new ride. Our friendly staff always stands ready to help you secure the right Kia finance option that fits your budget!